Initial Disclosure Document

Who are we?

Car Shop 365 Ltd , a dealership acting as a credit broker in arranging finance for vehicle transactions.

Our address is: 1 Woolcombers Way ,Laisterdyke,Bradford BD4 8JJ
Company registration no. 10363744

Are we authorised to arrange finance for you?

Yes, we are authorised and regulated for credit-broking activities by the Financial Conduct Authority (“FCA”). We are not a lender. Our FCA Firm Reference Number is 817480. For more information, please visit the FCA website at: https://register.fca.org.uk/. Please note that business customers may not be protected under the Consumer Credit Act 1974 or FCA rules.

Do you have to pay for our service or do we receive any commission?

You don't have to pay us for our service

But a funder or broker we work with may pay us for introducing you to them. Different funders/brokers may pay us different amounts but it will typically be based on a fixed percentage of the amount borrowed. This percentage may vary according to different factors, for example: the amount of credit; the age or type of vehicle; the type of finance product; or the funder's assessment of the risk of lending. For your reassurance, we are not able to change the interest rate you pay in order to receive more commission from a particular broker or funder. Although rates and commissions may vary between our finance partners, our aim is always to secure finance from them which is appropriate to your circumstances and at the lowest interest rate available.

We are registered as a data controller with the Information Commissioner's Office under registration number ZA438111

What can you do if you wish to complain about our services or contact us?

If you wish to make a complaint, please contact us:
* by writing to us at Car Shop 365 Ltd 1 Woolcombers Way ,Laisterdyke,Bradford BD4 8JJ
* by emailing ; [email protected]
* by telephoning 01274398048

If, after making a complaint to us you are still unhappy and feel the matter has not been resolved to your satisfaction, please contact the Financial Ombudsman Service (“FOS” - www.financial-ombudsman.org.uk). Please note that FOS may not be able to deal with complaints from business customers.